Standard & Poor’s Fundamentals of Corporate Credit Analysis
Over the last three decades, debt, bankruptcy, and home foreclosures have risen to epidemic levels. To make matters worse, the personal savings rate is at its lowest point since the Great Depression. Why, in the richest nation on earth, can’t Americans hold on to our money?
Winner of the prestigious William James Book Award for Believing in Magic and an authority on irrational behavior, Stuart Vyse offers a unique psychological perspective on the financial behavior of the many Americans today who find they cannot make ends meet, illuminating the causes of our
wildly self-destructive spending habits. But unlike other authors, he doesn’t entirely blame the victim. Bringing together fascinating studies of consumer behavior, he argues that the mountain of debt burying so many of us is the inevitable byproduct of America’s turbo-charged economy and, in
particular, of social and technological trends that undermine our self-control. Going Broke illuminates everything from the rise of the credit card, to the increase in state lotteries and casino gambling, to the expansion of new shopping opportunities provided by toll-free numbers, home shopping
networks, big-box stores, and the Internet, revealing how vast changes in American society over the last 30 years have greatly complicated our relationship with money. Vyse concludes both with personal advice for the individual who wants to achieve greater financial stability and with pointed
recommendations for economic and social change that will help promote the financial health of all Americans.
Engagingly written, with startling insights into modern consumerism and with poignant human-interest stories of people facing financial failure, Going Broke offers a provocative new perspective on American economic behavior that is likely to stir controversy and serious debate.
Author:Stuart Vyse
Hardcover:368 pages
Company:Oxford University Press, USA(2008-01-29)
ISBN:0195306996
List Price:$24.95
Amazon Price:$14.29
Used Price:$15.49
Going Broke: Why Americans Can’t Hold On To Their Money

Since its initial publication in 1994, Morrow’s hardcover edition of Jeffrey Gitomer’s THE SALES BIBLE has sold over 117,000 copies, and another 100,000 in paperback (published by Wiley).But in the 13 years since then, Gitomer has made himself into a sales powerhouse with huge success around an inventively packaged series of books, with his classic THE LITTLE RED BOOK OF SELLING at its heart.Now at last, Gitomer has taken the title that began it all, and has completely revised it. The Sales Bible is totally reworked to fit into his line of bestselling sales titles. It’s sure to be THE must-have title for sales professionals worldwide who’ve already come to know and trust Jeffrey’s inventive, irreverent sales wisdom through his “Little [Color] Book of.” series.